Home Purchase

Mortgages for Every Stage of Homeownership

First Time Home Buyers

Buying your first home is exciting — and a little overwhelming. A first-time home buyer mortgage makes the process smoother with:

• Low down payment options (as little as 5%)

• Access to first-time buyer incentives (shared equity programs, land transfer rebates, etc.)

• Expert guidance from pre-approval to move-in day

Self-Employed Mortgages

Entrepreneurs and business owners deserve flexible solutions, too.
With access to lenders who specialize in self-employed income verification, I can help you qualify using your business financials, bank statements, or declared income programs.

Find the Right Mortgage for You

Whether you’re buying your very first home, upgrading to something bigger, or refinancing for flexibility — there’s a mortgage designed to fit your goals.

As your mortgage partner, I’ll compare options across multiple lenders to find the right mix of rate, term, and flexibility for your unique situation.

New Construction & Builder Loans

Building your dream home? A construction or builder mortgage releases funds in stages as your home is completed, keeping your project on track.
I’ll guide you through the process — from blueprint to keys — ensuring your financing aligns with your construction schedule.

Vacation & Second-Home

Looking for a weekend getaway in the mountains or a lakeside retreat? You can often buy a second home with as little as 5–10% down, depending on use and location.
I’ll help you explore your options for a smooth, stress-free purchase.