Pre-Approvals

Your First Step to Homeownership -

What you'll need for a pre-approval:

1. Proof of income - recent pay stubs, T4s, or tax returns if self-employed

2. Proof of Down payment- bank statements or investment account statements

3. ID & Credit check - a valid photo ID and consent for a soft credit pull

Click to Get Started !

Why getting a pre-approval is a good idea.

1. Know your buying power - find out exactly what you can afford based on your income, debts, and down payment.

2. Show sellers that you are serious - A pre-approval letter strengthens your offer and gives you an edge in a competitive market.

3. Lock in a rate (90-120 days) Many lenders will hold your rate, protecting you from potential increases while you shop.

4. Spot issues early - We’ll catch and fix any credit or income issues before you make an offer — so your final approval goes smoothly.

Turn Property into Profit

A mortgage pre-approval is an early green light from a lender showing how much you can afford to borrow and what your estimated interest rate could be — before you start shopping for a home.

It’s like having a financial game plan in hand: you’ll know your budget, monthly payments, and what price range to shop within.